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Dr. Christopher Sanchez
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Day: July 13, 2019

My Son is Off to College

July 13, 2019 Christopher

When I say my son and wife are more prepared for this next season in our lives than I am, that does not mean I am not embracing it. Quite the opposite is actually true!

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Posted in: Announcements, Education, Family Filed under: Family, Higher Education
July 2019
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Dr. Christopher Sanchez

4 days ago

Dr. Christopher Sanchez
By Aislinn Murphy Generation X has been boosting its efforts to build nest eggs for retirement, according to the newly-released data from Fidelity Investments. The financial services company reported Thursday in its third-quarter retirement analysis that Gen Xers socking away money in individual retirement accounts (IRAs) upped their total contributions by a whopping 35% from the same period in 2023. It considered Gen X to be people born in the years 1965 through 1980. ... See MoreSee Less

Gen X helps drive retirement savings balances to new record

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Generation X has been boosting its efforts to build nest eggs for retirement, according to the newly-released third-quarter retirement analysis by Fidelity Investments.
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Dr. Christopher Sanchez

4 days ago

Dr. Christopher Sanchez
By Jessica HallWhen Tom retired in 2015 at age 62 from a career in the energy-conservation industry, he waited a year until he claimed Social Security.“I decided to get the money early. You never know what’s going to happen,” he said . “I can understand why people wait — people are living longer and blah blah blah. Inflation happens. But I’d rather have the money now and put it in a secure investment and have some peace of mind.”Even though workers can get a much higher monthly Social Security payout if they wait until full retirement age, or even max out their payments at age 70, many claim earlier. ... See MoreSee Less

Claiming Social Security at 70 gets you much more money. Why so few people wait.

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The median age at which retirees claim Social Security is age 63.
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Dr. Christopher Sanchez

4 days ago

Dr. Christopher Sanchez
By Maurie Backman One nice feature of Social Security is that it gives you a choice about when to sign up. You can claim your benefits as early as age 62 if you so choose. Or, you could wait until full retirement age to collect your complete monthly benefit based on your personal wage history without a reduction. If you were born in 1960 or later, full retirement age is 67.There's also the option to delay your Social Security claim past full retirement age. For each year you do, until age 70, your monthly benefit grows 8%. ... See MoreSee Less

Attention, Retirees: This Could Be the Most Important Thing You Do Before Claiming Social Security | The Motley Fool

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It's a move that could spare you from long-term financial stress.
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